Many people use the terms mortgage and loan interchangeably, but they are two separate things. Understanding the distinction can save confusion and help you make informed decisions about your property. What is a Loan? A loan is the money you borrow from a bank or...
The Importance of a Will

The Importance of a Will

Information about Estate planning and old glasses. Creating a Will is one of the most important steps you can take to protect your loved ones and ensure your wishes are respected after you die. While it may be uncomfortable to think about, the consequences of dying...
Cash Contributions

Cash Contributions

When you’re shopping around for a mortgage or refinancing, you might hear banks or lenders talk about cash contributions, a tempting offer where they give you a lump sum of money when you take out a loan with them. Here’s what you need to know about these...
Apple’s Legacy Contact

Apple’s Legacy Contact

Did you know you can nominate a Legacy Contact for your Apple account? This is someone you trust who will be able to access your important digital information — like photos, notes, and more — after you pass away. It’s a small step that can spare your loved ones...
Deposit VS Deposit

Deposit VS Deposit

If you’re buying your first home (or even your second!), it’s easy to get confused by the word deposit — especially when it’s used in two different contexts during the process. Bank Deposit (Home Loan Deposit)This is the amount of money you need to contribute...