Cash Contributions

Cash Contributions

When you’re shopping around for a mortgage or refinancing, you might hear banks or lenders talk about cash contributions, a tempting offer where they give you a lump sum of money when you take out a loan with them. Here’s what you need to know about these...
Apple’s Legacy Contact

Apple’s Legacy Contact

Did you know you can nominate a Legacy Contact for your Apple account? This is someone you trust who will be able to access your important digital information — like photos, notes, and more — after you pass away. It’s a small step that can spare your loved ones...
Deposit VS Deposit

Deposit VS Deposit

If you’re buying your first home (or even your second!), it’s easy to get confused by the word deposit — especially when it’s used in two different contexts during the process. Bank Deposit (Home Loan Deposit)This is the amount of money you need to contribute...
What is the Bright Line?

What is the Bright Line?

The tax you might have to pay on the profit from the sale of a residential property has recently changed! Whether you pay tax on the profit from the sale of a house depends on what you’ve been using the house for (is it your main home), when you acquired it and...
Government Announces Granny Flat Rule

Government Announces Granny Flat Rule

In very recent news, the government has proposed a law change to allow people to build granny flats of up to 60m2 without having to get a resource consent or building consent from the local council. A 60m2 granny flat is not tiny! There are many pre-built options...